At Abilene Federal Credit Union, we have a terrific checking plan to fit your needs. We offer a checking account with no minimum balance and no monthly fee if you enroll in eStatements. Still want to receive paper statements? There is no monthly fee if you maintain a minimum daily balance of $300.00. If the balance falls below $300.00 within the month there is a monthly fee of $4.00.
Abilene Federal Credit Union Checking account features:
24 hour account access through STAR, our online account access and audio response, our telephone account access
Overdraft protection with savings
Dividends paid monthly on a $300 average daily balance
Monthly statements - either paper or emailed
Courtesy pay protection
Re-order checks online
View cleared drafts with check imaging
Overdraft Protection & Courtesy Pay Protection
Avoid the expense and inconvenience of overdrafts with overdraft protection from Abilene Federal Credit Union. Overdraft protection is available on our checking account, using your savings account. Overdraft protection works by transferring the amount needed to pay the item trying to clear on your checking, plus a transfer fee. Funds must be available in your savings account for overdraft protection to work.
Courtesy Pay Protection
With Courtesy Pay protection the embarrassment and additional expense of having a check or electronic draft returned unpaid can be avoided. If your account is approved for Courtesy Pay and overdraft protection is not available, then an insufficient item may be paid for you for a $25 fee. The Courtesy Pay limit is $600 including any fees that may be charged.
Please contact us if you have any questions about overdraft protection or Courtesy Pay.
Direct Deposit is becoming a must for many payrolls. We can help arrange for "direct deposit" to your account. It is safe, convenient, simple, sensible and worry free.
Having direct deposit service makes it easy to save on a regular basis for your future. With direct deposit, a set amount of money can go right from your paycheck into your savings. No more temptations to spend money before you can save it. No more reminding yourself to put money aside each month. Just saving that's easy and convenient.
Click here to access the direct deposit form or contact us for more information.
When you establish payroll deduction with your employer, money is automatically deducted from your paycheck and deposited in your savings account or checking account at Abilene Federal Credit Union. Your loan payments can also be set up on payroll deduction. It's an easy way to save or to ensure that you'll never miss a loan payment.
Please contact us for more information on payroll deduction.