Share Rates


Annual Percentage Yield (APY**) is accurate as of September 20, 2018. Rates and other terms may change at any time without prior notice.

Share Rates $25 Minimum Investment

Account Type Minimum Opening Deposit Minimum Balance to Earn APY** Dividend Rate Annual Percentage Yield**
Dividends will be compounded and credited quarterly. Average Daily Balance. If you close your share account before dividends are paid, you will not receive the accrued dividends.
Regular Share Account
Special Share Savings Account
$26.00
$1.00
$100.01 - $1,000
$1,000.01 - $5,000
$5,000.01 - $20,000
$20,000.01 & Above
0.10%
0.10%
0.20%
0.30%
0.100%
0.100%
0.200%
0.300%
Christmas Club Account $1.00 --- 1% above current share rate ---
Share Draft Account $20.00 $300.00 0.10%1 0.100%
Share Rates $25 minimum investment
Account Type Minimum Opening Deposit Minimum Balance to Earn APY** Dividend Rate Annual Percentage Yield**
Dividends will be compounded and credited quarterly. Average Daily Balance. If you close your share account before dividends are paid, you will not receive the accrued dividends.
Regular Share Account
Special Share Savings Account
$26.00
$1.00
$100.01 - $1,000
$1,000.01 - $5,000
$5,000.01 - $20,000
$20,000.01 & Above
0.10%
0.10%
0.20%
0.30%
0.100%
0.100%
0.200%
0.300%
Christmas Club Account $1.00 --- 1% above current share rate ---
Share Draft Account $20.00 $300.00 0.10%1 0.100%

¹Dividends will be compounded and credited monthly. Average Daily Balance.

Term Share Certificate
Rates are effective as of September 20, 2018. Rates and other terms may change at any time without prior notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Dividends will be compounded and credited quarterly. If you close your term certificate account before dividends are paid, you will not receive the accrued dividends.
Terms Minimum Opening Deposit Dividend Rate (APR*) Annual Percentage Yield (APY**)
6 Months $2,500.00 0.45% 0.451%
1 Year $2,500.00 0.60% 0.601%

*APR = Annual Percentage Rate
**APY = Annual Percentage Yield. Annual percentage yield assumes dividend remains on deposit. Withdrawals of dividend will reduce earnings.

IRA Account (Roth or Traditional)
Rates are effective as of September 20, 2018. Rates and other terms may change at any time without prior notice. *$25.00 minimum required to open an IRA account.

Dividends will be compounded and credited quarterly. If you close your IRA account before dividends are paid, you will not receive the accrued dividends. Fees could reduce earnings on the account.
Terms Minimum Opening Deposit Dividend Rate (APR*) Annual Percentage Yield (APY**)
Roth or Traditional Shares $25.00 0.60% 0.601%
Roth or Traditional Certificates $2,500.00 0.60% 0.601%